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PERSONAL SAVINGS ACCOUNTS

Community First Bank offers a number of ways for you to save. We’ve tried to keep it simple but effective in meeting your personal savings goals. No gimmicks, no hidden charges, it is all right here.

  Performance Money Market* Personal Savings* Youth Savings Health Savings IRA Certificate of Deposit
Minimum To Open $2,500 $50 $0 $0 $100 $500
Monthly Maintenance Fee $10
Waived with a $1,000 minimum balance
$3
Waived with eStatements
No monthly maintenance fee $6
$3 credit for balances >$2,000
$3 credit with eStatements
N/A N/A
Withdrawals At No Charge 6 debits per month; $10 each after 6
Unlimited ATM and over-the-counter withdrawals 
2 withdrawals per month; $3 each after 2 2 withdrawals per month; $3 each after 2 N/A N/A1 N/A1
Personal Online Banking Unlimited access at no charge Unlimited access at no charge   Unlimited access at no charge Unlimited access at no charge Unlimited access at no charge
Mobile Banking Unlimited access at no charge2 Unlimited access at no charge2   Unlimited access at no charge2 Unlimited access at no charge2 Unlimited access at no charge2
Interest Tiered, compounded daily and paid monthly as follows:
  • $0.01 to $2,499
  • $2,500 to $29,999
  • $30,000 to $99,999
  • $100,000 to $199,999
  • $200,000 and over
Tiered, compounded daily and paid monthly as follows:
  • $0.01 to $49
  • $50 to $34,999
  • $35,000 and over
Tiered, compounded daily and paid monthly as follows:
  • $0.01 to $49
  • $50 to $34,999
  • $35,000 and over
Compounded daily and paid monthly on daily balance
Tiered, compounded and credited quarterly Tiered, compounded daily and paid at maturity.
If more than 12 months, interest checks may be issued monthly or quarterly on request.
Other Benefits
  • MasterCard® debit card (non-ATM transactions included in debit limits)
  • Unlimited access to Telephone Banking
  • MasterCard® debit card (checking account required)
  • Unlimited access to Telephone Banking
Unlimited access to Telephone Banking
  • MasterCard® debit card
  • Unlimited access to Telephone Banking
  • Subject to all federal tax regulations
  • Contributions permitted without extending maturity
  • Unlimited access to Telephone Banking
  • Subject to all federal tax regulations
  • Automatically renewable
  • A choice of maturity options
  • Unlimited access to Telephone Banking

*Federal regulations limit transactions to no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions per statement cycle. Frequently exceeding limitation may result in account reclassification or closure.

1May be subject to early withdrawal penalties

2Data fees may apply

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Savings Rates    Fee Schedule

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