PERSONAL SAVINGS ACCOUNTS

Community First Bank offers a number of ways for you to save. We’ve tried to keep it simple but effective in meeting your personal savings goals. No gimmicks, no hidden charges, it is all right here.

  Performance Money Market* Personal Savings* Youth Savings* Health Savings IRA Certificate of Deposit
Minimum To Open $2,500 $50 $0 and up to age 21 $0 $100 $500
Monthly Maintenance Fee $10
$3
No monthly maintenance fee $6
N/A N/A
Ways To Avoid Monthly Maintenance Fee $1,000 minimum balance3 eStatements
N/A $3 credit for $2,000 minimum balance
$3 credit with eStatements
N/A N/A
Withdrawals At No Charge 6 debits per month; $10 each after 6
Unlimited ATM and over-the-counter withdrawals 
2 non-ATM withdrawals per month; $3 each after 2 2 non-ATM withdrawals per month; $3 each after 2 N/A N/A1 N/A1
Personal Online Banking Unlimited access at no charge Unlimited access at no charge   Unlimited access at no charge Unlimited access at no charge Unlimited access at no charge
Mobile Banking Unlimited access at no charge2 Unlimited access at no charge2   Unlimited access at no charge2 Unlimited access at no charge2 Unlimited access at no charge2
Interest Tiered on daily balance, compounded daily and credited monthly as follows:
  • $0.01 to $2,499
  • $2,500 to $29,999
  • $30,000 to $99,999
  • $100,000 to $199,999
  • $200,000 and over
Tiered on daily balance, compounded daily and credited monthly as follows:
  • $0.01 to $49
  • $50 to $34,999
  • $35,000 and over
Tiered on daily balance, compounded daily and credited monthly as follows:
  • $0.01 to $49
  • $50 to $34,999
  • $35,000 and over
Earns interest on daily balance, compounded daily and credited monthly
Tiered on daily balance, compounded daily and credited quarterly Tiered on daily balance, compounded and credited annually; compounded and credited at maturity for terms less than 12 months
Other Benefits
  • MasterCard® debit card (non-ATM transactions included in debit limits)
  • Unlimited access to Telephone Banking
  • MasterCard® debit card (checking account required)
  • Unlimited access to Telephone Banking
  • Unlimited access to Telephone Banking
  • MasterCard® debit card
  • Unlimited access to Telephone Banking
  • Subject to all federal tax regulations
  • Contributions permitted without extending maturity
  • Unlimited access to Telephone Banking
  • Subject to all federal tax regulations
  • Automatically renewable
  • A choice of maturity options
  • Unlimited access to Telephone Banking

*Federal regulations limit transactions to no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions per statement cycle. Frequently exceeding limitation may result in account reclassification or closure.

1May be subject to early withdrawal penalties

2Data fees may apply

3Fees may Reduce Earnings

Open an Account Online—COMING SOON!

Savings Rates    Fee Schedule

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