Certificates of Deposit

• Minimum deposit to open any certificate: $500.00
• Available terms: 7 days to 5 years (60 months)
• Interest compounding, computation method , and frequency credited provided with specific product offered
• Early withdrawal penalties apply
• Unlimited internet access to "CFB-Online" and unlimited telephone access to "ON-CALL"

Individual Retirement Accounts

• Only $100.00 required to open
• Fixed rate terms: 12, 15 and 18 months
• Variable rate terms: 12 and 18 months
• Additions to IRAs are permitted without extending maturity
• Penalties may apply for early withdrawal from IRA accounts
• Interest compounding and computation method provided with specific product offered
• Unlimited internet access to "CFB-Online" and unlimited telephone access to "ON-CALL"